Ucee 1.0.77

Ucee is a digital-first microfinance bank that leverages the robust foundation of United Capital Plc, a prominent investment banking and financial services entity in Africa. Ucee seeks to transcend traditional banking by positioning itself as a partner in enhancing the financial quality of life for its customers.

Purpose

The primary objective of Ucee is to democratize access to credit and innovative banking solutions. Central to this mission is a commitment to financial inclusion; Ucee advocates for equitable access to financial empowerment for all individuals, irrespective of their background or economic status. By dismantling barriers and closing gaps, Ucee provides a suite of banking services that are inclusive, innovative, convenient, and accessible.

Approach

Employing a cutting-edge hybrid banking model, Ucee integrates advanced technology and the seamless experience characteristic of neo-banks with the reliable operational framework inherent to traditional banks. This strategic fusion empowers Ucee to deliver exceptional financial solutions, allowing customers the flexibility to engage with banking services on their own terms—whether through the physical branch situated in Lagos Island or its digital platforms, including a website and mobile app.

Services

Under this adaptable model, Ucee offers a diverse range of services such as loans, savings accounts, deposits, cardless withdrawals, and bill payments. Customers can easily access these services from various locations—be it their homes or while traveling—often with minimal documentation required for swift processing. Additionally, in alignment with its goal of promoting financial inclusivity, Ucee has developed a USSD feature that allows account holders without smartphones to conveniently utilize these services.

Acknowledging that financial well-being is integral to achieving personal goals and aspirations, Ucee goes beyond basic transactions by offering personalized financial solutions. These include target savings plans and budgeting tools designed to assist customers in effectively managing their finances while empowering them to realize their envisioned lifestyles.